Full-service mortgage advice, with a realtor's perspective.
Seven core services, one honest conversation. Pick the one that fits — or start with a call and we'll point you the right way.
Pre-Approvals
Know exactly what you qualify for — and at what rate — before you make an offer. Rate holds up to 120 days.
Purchase
First home, next home, or investment property. From pre-approval through funding day, structured around your goals.
Refinancing
Consolidate debt, fund a renovation, pull equity, or restructure the mortgage to match a new life stage.
Renewal
Don't sign the letter your bank sends. We shop the market 4–6 months before maturity so you know if you should stay or move.
Self-Employed
Stated-income, bank-statement, and B-lender programs for business owners, contractors, and commissioned professionals.
Renovations
Fund a renovation with the equity you already have — HELOC, refinance, or a renewal take-out — with the rules and the real costs side by side.
Reverse Mortgages (55+)
The complete section: how it works, the CHIP products, 22 situations it fits, a year-by-year illustration, and the stay-or-downsize comparison.
Start an application, or start a conversation.
No pressure either way. Applications never trigger a credit pull without your explicit consent.